If you’ve been receiving persistent, unwanted, or harassing calls from a company named United Recovery Solutions, you’re not alone. Many consumers across the United States have voiced similar complaints, feeling overwhelmed and frustrated by constant contact regarding past debts. While debt collection is a legal practice, there are strict laws and regulations governing how agencies can interact with consumers. If you believe you are experiencing United Recovery Solutions debt collection harassment, this article will help you understand your rights, recognize unlawful behavior, and take action to stop the calls for good.
Who is United Recovery Solutions?
United Recovery Solutions is a third-party debt collection agency. Like many similar companies, they purchase or are assigned delinquent debts from original creditors such as credit card companies, medical institutions, or utility providers. Their goal is to recover the amount owed—often with additional interest or fees.
However, numerous complaints have surfaced over the years accusing United Recovery Solutions of aggressive tactics. These tactics may include excessive phone calls, robocalls, threats, or failing to provide verification of debt. When these practices cross legal boundaries, they become more than just annoying—they constitute United Recovery Solutions debt collection harassment.
Common Signs of Debt Collection Harassment
It’s crucial to know the difference between legal debt collection and harassment. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using abusive, unfair, or deceptive practices to collect a debt. Here are some behaviors that could indicate United Recovery Solutions debt collection harassment:
Calling you repeatedly, especially before 8 a.m. or after 9 p.m.
Contacting you at work after being told not to.
Using profane, aggressive, or threatening language.
Making threats of legal action that they can’t follow through on.
Failing to provide a written validation notice within five days of first contact.
Calling friends, family, or co-workers to discuss your debt.
Robocalls that you haven’t consented to receive.
These behaviors are not only unethical—they’re illegal. If you’ve experienced any of these issues, it's time to take control.
The Emotional Toll of Debt Harassment
United Recovery Solutions debt collection harassment doesn’t just impact your phone usage—it can severely affect your emotional well-being. Constant stress from harassing calls can lead to anxiety, depression, and even physical health problems. Many people feel ashamed, helpless, or afraid to answer their phones or check their mail.
It’s important to remember that having debt does not make you a bad person, and it certainly doesn’t mean you deserve to be treated unfairly. The law is on your side.
What the Law Says: Know Your Rights
The FDCPA is a powerful federal law that protects consumers from debt collection abuse. It applies to third-party collection agencies like United Recovery Solutions. Under the FDCPA:
You have the right to request that all communication cease.
You can dispute the debt in writing within 30 days of the initial contact.
You are entitled to a written validation notice of the debt.
Collectors cannot lie, use threats, or impersonate government officials.
In addition, the Telephone Consumer Protection Act (TCPA) protects consumers from unwanted robocalls and text messages. If United Recovery Solutions is calling you using an automated dialing system without your consent, they could be violating the TCPA.
When these rights are violated, you may be eligible for statutory damages of up to $1,000 per violation, plus attorney fees. In some cases, you can even sue for emotional distress or wage loss.
How to Stop United Recovery Solutions Debt Collection Harassment
If you're being harassed, take these steps:
1. Document Everything
Keep a detailed record of every interaction. Write down dates, times, and summaries of phone calls. Save voicemails, letters, texts, or emails. This documentation can serve as critical evidence if you choose to file a lawsuit or complaint.
2. Send a Cease and Desist Letter
You have the legal right to demand that United Recovery Solutions stop contacting you. Sending a written “cease and desist” letter forces them to either comply or take the matter to court. If they continue to call you after receiving the letter, that’s a clear FDCPA violation.
3. Request Debt Validation
Don’t just take their word for it. You have the right to ask for proof of the debt. Request that United Recovery Solutions send you written documentation verifying that the debt is yours, the amount is correct, and they are authorized to collect it.
4. Contact a Consumer Protection Attorney
A professional attorney who specializes in FDCPA and TCPA violations can help you file a lawsuit, negotiate a settlement, or get compensation. Many attorneys offer free consultations and only get paid if you win your case.
Real Consumer Complaints Against United Recovery Solutions
You're not alone. Many consumers have taken to online forums and complaint boards to share their experiences with United Recovery Solutions debt collection harassment:
“They call me 5–6 times a day, even after I told them to stop. It’s always a recorded message, and I never get to speak to a real person.”
“They contacted my workplace and told the receptionist that I owed money. That’s completely unacceptable!”
“I asked for proof of the debt, and they never sent it. But they kept calling every day anyway.”
These aren’t isolated incidents—they form a pattern of behavior that you have the right to challenge.
Report the Harassment
If you believe you’re being harassed by United Recovery Solutions, don’t stay silent. You can report them to the following organizations:
Consumer Financial Protection Bureau (CFPB) –
Federal Trade Commission (FTC) –
Your state’s Attorney General office
Better Business Bureau (BBB) – To lodge a formal complaint and view other consumer experiences.
The more complaints filed, the higher the likelihood that action will be taken against these practices.
Can You Sue United Recovery Solutions?
Absolutely. If you’ve experienced United Recovery Solutions debt collection harassment, you may be entitled to file a lawsuit under the FDCPA and TCPA. Compensation may include:
Up to $1,000 in statutory damages
Actual damages (such as lost wages or emotional distress)
Attorney’s fees and court costs
Punitive damages (in rare cases)
Lawsuits can also lead to public accountability and force companies to change unethical business practices.
How Consumer Rights Law Firm PLLC Can Help
One of the most effective ways to fight back is by hiring an experienced legal team. Consumer Rights Law Firm PLLC is dedicated to protecting consumers from abusive debt collection practices. They offer:
Free consultations
No-win, no-fee representation
Years of experience handling FDCPA and TCPA cases
Personalized legal strategies based on your situation
If you're tired of United Recovery Solutions debt collection harassment, let the Consumer Rights Law Firm PLLC stand by your side and help you seek justice.
Take Back Control Today
Debt can be stressful—but dealing with harassment from a collection agency like United Recovery Solutions shouldn’t be part of the burden. Whether you’re struggling with legitimate debt or being pursued for something you don’t owe, you have rights.
Don’t wait until the situation escalates. If you’re a victim of United Recovery Solutions debt collection harassment, take the first step today:
Educate yourself
Document everything
Demand validation
Send a cease and desist letter
Contact a consumer protection attorney
You deserve peace of mind. You deserve to live without fear of your phone ringing. You deserve to be treated with dignity and respect.
Final Thoughts
In today’s financial climate, millions of people are dealing with debt. While paying it back is important, no one deserves to be hounded or harassed. If you believe you are experiencing United Recovery Solutions debt collection harassment, don’t hesitate to take action. The law is on your side.
With the help of a qualified legal team like Consumer Rights Law Firm PLLC, you can fight back, stop the calls, and even receive compensation for the pain and stress caused by harassment.
Stop the calls. Know your rights. Take back control.